1099 Tax Calculator 2026 — All States
How much tax on 1099 income? 1099 tax calculator for California, Texas, Florida, New York, Ohio, Georgia, Arizona, Illinois, Pennsylvania, and every state. Calculate self-employment tax (15.3%), federal income tax, and state tax. Select your state and see take-home and quarterly estimated tax.
Last updated 2026-01-25.
Quick 1099 tax estimates
Quick 1099 Tax Snapshot (Federal + SE Only, Single, No State)
*Rough estimates. Add state tax (e.g. California, New York) or select no state (Texas, Florida) in the calculator below.
1099 tax calculator
Deducted from 1099 income to get net profit
Pay April 15, June 15, Sep 15, Jan 15 (following year)
1099 & Self-Employment Tax Basics
Contractors and freelancers pay 15.3% self-employment tax (12.4% Social Security + 2.9% Medicare) on 92.35% of net profit. You can deduct 50% of SE tax when figuring income tax. Social Security applies only up to the wage base ($176,100 in 2025/2026).
Your AGI for income tax = net 1099 profit − 50% of SE tax + any W-2 income. Subtract the standard deduction to get taxable income. Federal brackets (10%–37%) and state rules (e.g. California, Texas, New York) then apply. Pay via quarterly estimated tax (Apr 15, Jun 15, Sep 15, Jan 15).
Who Pays 1099 Taxes? Contractors, Freelancers & Gig Workers
If you receive a 1099-NEC (or 1099-MISC for certain payments), you're generally treated as self-employed for that income. You owe self-employment tax (15.3% on 92.35% of net profit) plus federal income tax and state income tax where applicable. Common 1099 earners include freelancers, contractors, gig workers (Uber, DoorDash, Lyft), consultants, and anyone paid as a vendor without withholding. Use the 1099 tax calculator above to estimate how much to set aside and what to pay in quarterly estimated tax (April 15, June 15, September 15, January 15).
Business expenses reduce your taxable 1099 income: home office, supplies, mileage, software, and other ordinary and necessary costs. Enter them in the calculator to see your net profit and tax. If you have both W-2 and 1099 income, add your W-2 to the "Other W-2 income" field so the 1099 tax calculator applies the correct federal brackets and standard deduction to your combined income.
1099 Taxes by State
State income tax on 1099 income works the same as on W-2 wages in most states: California, New York, New Jersey, Ohio, Georgia, Arizona, Illinois, Pennsylvania, North Carolina, and others tax 1099 income at their regular rates. Nine states have no state income tax on 1099 income at all.
- CaliforniaTop rate up to 13.3%; 1099 income taxed like W-2.
- New YorkTop rate up to 10.9%; 1099 income taxed at same rates as wages.
- New JerseyTop rate up to 10.75%.
- HawaiiTop rate up to 11%.
- OregonTop rate 9.9%; no sales tax.
- MinnesotaTop rate 9.85%.
*New Hampshire only taxes interest and dividends, not wages or 1099 income.
1099 Tax Calculator for Every State
Use the calculator above and select your state for an estimate. 1099 tax calculator Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming—all 50 states supported.
Quarterly Estimated Tax
If you expect to owe $1,000+ when you file, the IRS generally expects you to pay in through withholding and/or estimated tax. Pay at least 90% of the current year's tax (or 100%/110% of prior year) in four quarterly installments to avoid underpayment penalties. Use the calculator's "Quarterly Estimated" amount as a starting point.
Frequently Asked Questions About 1099 Taxes
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Last updated: 2026-01-25 • Estimates only; consult a tax professional for your situation.