United StatesCOL Index: 140Cost Level: Very High

Cost of Living in Los Angeles, CA (2026)

Planning to live in Los Angeles, CA? Our personalized calculator shows YOUR actual cost of living - not generic averages. Los Angeles, CA has a very high cost of living with a COL index of 140 (40% higher than the national average). Average 1BR rent: ~$1,960/mo. Total monthly expenses: ~$4,900 for a balanced lifestyle. Recommended salary: $112,000/year.

Est. 1BR Rent
$1,960
/month
Est. Monthly Total
$4,900
balanced lifestyle
Recommended Salary
$112,000
/year gross
vs National Avg
+40%
more expensive
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Your Lifestyle Cost in Los Angeles, CA
Monthly Cost
$3,681
Yearly Cost
$44,172
Recommended Salary
$112,000
gross/year
40% Above Average

Los Angeles costs 40% more than the US national average

COL Index
140
100 = Average
Spending Breakdown
Total$3,681/month
Housing53%
Utilities & Bills18%
Food13%
Lifestyle11%
Transportation5%
Biggest Cost Drivers
Where most of your money goes
#1
Housing
$1,960/mo β€’ 53% of budget
$23,520/yr
#2
Utilities & Bills
$668/mo β€’ 18% of budget
$8,016/yr
Affordability & Risk Assessment
Score: 25/100
High financial risk β€” consider lifestyle changes
Financial Health ScoreHigh Risk
🏠
High Rent Burden
53%

Rent consumes 53% of your total expenses β€” very housing-heavy budget.

πŸ’‘ Consider a roommate, smaller apartment, or more affordable neighborhood.

πŸ”’
High Fixed Costs
71%

71% of your budget is fixed β€” leaves little room for emergencies.

πŸ’‘ Reduce fixed expenses to create more financial flexibility.

πŸ’°
Healthy Savings Rate
44%

44% potential savings rate β€” great for building wealth!

Rent % of Budget
53%
Target: <35%
Fixed Costs
71%
Target: <50%
Savings Potential
44%
Target: >20%
6-Mo Emergency Fund
$22,086
~8 months to save

Risk assessment based on financial planning best practices. Consult a financial advisor for personalized advice.

Salary Negotiation Insights
Use these numbers when negotiating job offers or relocations
To maintain your lifestyle in Los Angeles, you need:
$112,000/year
β‰ˆ $54/hour (40 hrs/week)
+40% vs national average

πŸ’¬ Use These in Negotiations

Job Offer Response

β€œBased on the cost of living in Los Angeles, I would need a minimum of $112,000 to maintain my current standard of living.”

Relocation Negotiation

β€œMoving to Los Angeles requires a salary adjustment of +40% compared to the national average to maintain equivalent purchasing power.”

πŸ“Š Salary Tiers for Los Angeles

Tight Budget
$84,000
$40/hr
Recommended
$112,000
$54/hr
Comfortable
$140,000
$67/hr
Luxury
$179,200
$86/hr

πŸ”„ If You're Relocating

In a Cheaper City (COL 85)
$68,000
$44,000 less needed
Los Angeles (COL 140)
$112,000
Your target
In an Expensive City (COL 130)
$104,000
$-8,000 more needed

πŸ“‹ For HR/Recruiters: These figures are based on actual cost-of-living data for Los Angeles. Use the Recommended Salary ($112,000) as a benchmark for competitive compensation packages.

Category Comparison
Housing$1,960 (53%)
Utilities & Bills$668 (18%)
Food$476 (13%)
Lifestyle$395 (11%)
Transportation$182 (5%)
Detailed Monthly Breakdown
Rent/Housing
$1,960
⚑Utilities
$140
πŸ₯—Groceries
$252
Dining Out
$140
Coffee
$84
Public Transport
$112
πŸš—Rideshare
$70
Gym
$35
Streaming
$50
Travel Fund
$100
Shopping
$210
πŸ₯Healthcare
$350
πŸ“±Phone
$80
πŸ“ΆInternet
$98
What If? Lifestyle Tuning
Click to apply changes. Click again to revert.
Total Potential Savings
$1,708/mo
= $20,496/year
About Living in Los Angeles
Tap to expand each section

Data Sources for Los Angeles
Our cost estimates are based on authoritative data sources

Methodology: Los Angeles's COL Index (140) is calculated using a weighted average approach similar to C2ER COLI, where 100 = national average. Data updated quarterly. See Sources for more.